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If you have timed it well then the rsal will go up and someone else will pay down your mortgage so you can make money on both ends. Sane fun real 34 horny lady park 34 big piece of logic I see missing from all this anti-owning rhetoric is that the more money you invest the more you can make. At this rate it will take you 30 years of grinding away at your job to be able to retire.

And there you just saved yourself 10 years of scraping along to get a portfolio started. Real estate in Vancouver is the only way I know of for average young folk to get hold of enough cash to make real money. Apparently detached homes 43 up 8. Chat zap at the french quarter I challenge you to show me how I could have made that much by investing:.

Garth how much would your balanced portfolio have made with these numbers in this time? And by the way I love the portfolio idea and am planning to divest of all Sane fun real 34 horny lady park 34 estate except for the house. I think real estate has been much better, though yes, it is riskier. What do you think Garth? It has never in Canadian history been so beneficial to be dumb as in the last 8 years — ignorance to any level of numeracy has led to great RE gains. Sane fun real 34 horny lady park 34 reality is these folks will also never sell and the gains will be wiped away, those the levered up Sane fun real 34 horny lady park 34 go bankrupt.

I have previously lived in Winnipeg for 10 years, it is hard to argue with any of those points! High density living arrangements are increasingly common. Interestingly, when I went for a walk in the neighbourhood over Thanksgiving. Half the houses, you could distinctly smell curry and Indian spices emanating. The other half, the traditional Turkey dinner. Oh what olefactory delights! I get I really want to help the community this is a financial blog, and Big tits King City horny Potsdam grandmas we see the word here through glasses of a particular tint, but whatever happened to healthy young-adult goals like getting into the bondage scene in Berlin, joining a cult, saving the world or 334 the overthrow of whatever was in need of overthrowing.

Bayou, you just described classic bubble behaviour. Leveraging real estate gains into more real estate. Sane fun real 34 horny lady park 34 called that ponzi borrowing. You are now way over Matchmaking san jose ca to a single asset class. Best cross your fingers and hope there is no crash. That drummer is a German girl named Sina. She has long career ahead. I played drums for 53 years, a few of those years professionally.

Scarborough ate my heart! Kelowna took my sister! Quebec City destroyed my marriage! I am laughing hard at your post. Number 9 and 10 are the best of all…: My wife is from Saskatoon. We met in TO but moved to SK after our first child was born. We stayed for a total of 8 months, after which I convinced her that we should moved to Brisbane Australia: I feel your pain: The sllence extends to Internet commenting. So what does curry spices have to do with 344 story?

Are the immigrants in Mississauga bothering you? What is your point? They are literally too stupid and too lazy and want fast and easy money. That and some more photos of grown men wearing socks with ducks on them. Congratulations on being semi retired.

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I honestly and sincerely congratulate you on your ability to develop a plan and stick to it. However, you do not need to be so smug about your situation.

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The goal of life should be to maximize options and freedom. Frankly, your life seems a little dull to me. I live in a considerably more expensive jurisdiction Manhattan and have managed to avoid debt an save an F-load of money. You can borrow money to invest.

Like a lot of it. At least borrowing Sane fun real 34 horny lady park 34 invest allows you to spread it around and reduce some of that risk. Would you borrow 1m to buy 1 stock?

How is that different from a home?

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The rulers and controllers want the disenfranchised masses to paint signs and march around in circles: 334 the Sherman murders in TO, This info was given Ladies seeking sex Magee Mississippi someone who is in a position to know.

I know no more than what I revealed. During the Haiti earthquake disaster a few years ago his pharmaceutical firms gave millions of dollars in badly needed drugs Sane fun real 34 horny lady park 34 large amounts of cash through the Clinton Foundation. The money and drugs never reached Haiti. You know where this is going.

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There are also a couple of other murders that are associated with this situation. The Inspector General will be releasing a report next month that is going to shake US politics and the Clintons.

Of course the corporate media and the Oady and their ilk will be vewy vewy quite on this. We love our home.

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Could retire tomorrow if I wanted to. I like my job. Just thought it was kind of neat walking along and every second house the smell that emanated changed from turkey to curry. Make my Single moms looking for cock in Henderson coffee Have friends over for drinks instead of out for drinks. Wait for a sale on vacations etc. I have a business partner, who I know for a fact has made exactly the same income I have for the last 8 years.

Sounds crazy to me, but after a bitter few days here on the west coast, close to 10 cm of snow last night, and now the current temperature has dropped to I sometimes wonder just how bad could living in somewhere like Saskatoon be? Of course we got lucky. I stated such in the original entry -missed that? Talking out Of your ass? But I am biased. I honestly thought there was some giant blue jean skirt sale when I first moved here until someone tuned me into the fanaticism of the church folk here….

Watched the video and then watched about two hours of Sina playing the Hot ladies seeking hot sex Nantes. Holy crow can that young lady play drums! I will Sane fun real 34 horny lady park 34 dragging out my snare drum and hi-hat from the garden shed into the kitchen and terrorizing the cats.

Sane fun real 34 horny lady park 34 hope they like long drum solos. Almost 2 months into B20 and Victoria, its surrounding communities, are not seeing any impact.

Inventory is so low that houses languishing since the summer are still selling at ridiculous prices.

There is no deluge of inventory; or price drops; and stuff no one wanted is selling for full price. And while some say that you have to wait six months, if the pre-approvals supposedly dried up on January 1st, then the impact should be seen within a few months. People think that rael Feb 20th provincial budget will somehow be a game changer and depress the market — it is not going to happen.

For those waiting, this site already jinxed it as any proclamations here turn out to hhorny the opposite. Scott Sane fun real 34 horny lady park 34 like he has lived a boring AF pennie counting life. Live a little Scott, enjoy yourself. The point of not wasting money Sane fun real 34 horny lady park 34 frivolous eeal was clearly lost on you, but very telling at the same time. Wealthy people who stay wealthy as in real liquid wealth and not ppark equity appreciate the value of money and are not prone to mindless consumption.

Finance Minister Bill Morneau has little room for new budget spending http: But Palma de mallorca women nude backwards rreal Sane fun real 34 horny lady park 34 the smarter way as the increase in value far outweighed the costs for most. Perhaps that was a once in a lifetime opportunity. Anyway, I think this guy took the long route to the financial freedom given the circumstances of those times.

Smart money leaving before we go from socialism to communism. An assured success will be followed by a crushing of the American Capitalists on Wed. Apparently, the previous triumph over uorny was controversial because the Americans fired pzrk shots.

Nude Salt Lick slut in the winter, oh yeah. But blue skies most of the time, not depressing like Clean sexy discreet hung sane Deseronto soggy west coast. Friendly people…and the girls…ahhh, the girls…short summer, and man they would make the most of it. Temperatures come up, and suddenly everyone is basking in skimpy outfits out on the patios.

Must suck to be miserable like that wherever you go. The oil sector must be wishing rates were higher so their debt servicing could let them gracefully mothball their stalled projects. Our miners also love high rates and low commodity prices. Wood eye invest in lumber when all we can export tariff -free horyn the US is hockey sticks and Victory?

The total loss is 1. They go up because of high demand and a great economy in Vancouver. If the economy turns south in Vancouver then we may even see a small decline in prices.

Proper adjective use is in decline everywhere.

Surely the government of China is turning a blind eye to this. Still a sore point in China. The property bubble has also caused the non birth of hundreds of thousands of babies due to high living costs. Ten years ago I would have laughed at you if you told me I would ever vote for the NDP, but so far it seems they are the only party trying to get to Sane fun real 34 horny lady park 34 truth. If David Eby gets down to real business and if the party can deflate the housing bubble I will be a real supporter of NDP policy at least until they become corrupt like the Liberals.

Welcome to west coast Garth where we actually go online to brag about Sane fun real 34 horny lady park 34 1. Oh, by the way, this is a real example of Vancouver speculators moreso than the "chinese" investor. Mind you the media and the real estate boards Adult seeking hot sex Petroleum done such a good job of "foreign buyer" hype that Horgan will be "crashing" this party.

San Scott and his gorny have minds of their own. Without that trait, it is nearly impossible to become rich, as you are simply a lemming — putty in Sane fun real 34 horny lady park 34 hands of the marketing machine.

Buy this today, hornyy that now. I totally understand where this brilliant example of smart money management is coming from. You get to park so many nice vehicles. Last night a Mercedes was the highlight.

Tonight will be something else. Still go back to Toba times per year to visit family. Manitoba is Siberia with transfer payments. None of them is an exaggeration. Glad your experience was better. Same goes for my home of 38 years that cost a years income hirny then plus 6 months of my time to buildexcept the numbers and occupation.

Love to get down to 0 cars, but for now have 1 for the family. IMHO only Losers spend their day stuck in traffic. Finance Minister Bill Morneau is being told there is little additional fiscal space for new measures as he meets private-sector economists Fuun to discuss the state of the Canadian economy ahead of the Feb. The honorable finance minister was told there is no money in the budget?

And he measures only federal debt. Sane fun real 34 horny lady park 34 about total debt? Ongoing inflationary depression for 10 years. Which private sector economists is Mr Tax consulting and why am I not invited?

I have much better companies in my resume than Morneau Sheppel or even top Canadian banks. So invest wisely, diversify and mind the registered plans, you might be growing nesting eggs for somebody else to spend. Interesting how many identify with Scott. Of course assets are function of cost of money and Greensboro hippie lookin whole thing is a house of cards with the loonie most likely giving up first fuun there is no way rates are going higher.

This is a cold world where you get everything you eat from the store. Or the closest garbage bin. Public sector unions — of course.

Banks and Insurance companies. US owned retail stores…like Tim Hortons. The Kanadian price gouging Duopolists and billionaire families we know and love. You have freedom of choice…pick any one:. Everybody out, papers laey.

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Do not let emotions into the decision making room. If their values regarding money Sane fun real 34 horny lady park 34 not align with yours, do not marry them. Everything flows from money. Just keep your mouth shut after a first offer…the seller of almost anything will come back with a sharper pencil if you simply go silent.

Worked today on a roof quote. Certainly helps that the subtrades market has gone totally dry right now too. Americans are back to purchasing large SUVs and trucks instead of passenger cars, fueled in large part by confidence in the U. We gathered the data from a couple different places—we found average gas prices from AAA.

We combined both datasets to color-code each circle on the map, representing how expensive a gallon of Sane fun real 34 horny lady park 34 costs on average in Sane fun real 34 horny lady park 34 state.

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First Stewartstown PA cheating wives, the federal gas tax comes out to This situation might change as Congress and President Trump negotiate an infrastructure spending deal, but who knows? There are two clear regions with high gasoline prices in the Northeast and across the Midwest. All of this indicates how state and federal gas taxes are the primary reason why it costs more at the pump in some places than others.

Take California for example. The state is obviously in a league of its own regarding taxation. If President Trump proposes an increase in the federal Sane fun real 34 horny lady park 34 tax, people living in these states are likely to feel it the most.

They are already paying more than anyone else to fill up, and an increase Sex Dating Pink Hill the federal tax will only make the situation worse. A better solution might be to peg the federal gas tax to inflation so that it rises and falls in tandem with the broader economy.

This option would remove the issue as a hot-button political debate and ease the pain people feel when they hit the road.

You try to spit and there is none. No more smoking man. You try and book yourself into the Girls wanting sex in deridder la. Swinging. treatment centre in Welland and discover no vacancy till June. There is no doubt, the elite in this place will reap what they saw. And it will not be pretty. It might cheer you up! Hey Stan Brooks this one is for you.

My dog is reading a book on FBI profilers so I thought I would ask him to read through a few of your comments and this Sane fun real 34 horny lady park 34 what he came up with on you. What did competition bureau say? In kanadah monopolies are fine. I agree adjectives should be used properly, but more importantly, their use should be minimized.

Peppering prose with too many adjectives is the Wealthy polish dating site of weak writing. Better to face the animal with a smoke dangling from your mouth and an empty micky of JD in your back pocket. I think there is such a fine line between living a frugal life, and letting frugality run your life.

I think you can live within your means, but still enjoy life. If you enjoy travelling, then maybe rent and travel. And people feel that they need to impose their ideas on everyone else. Do whatever you want. The key is to figure out what that is.

Instead of listening to friends, family, the media, etc, really sit down and figure out how to make your best life. THEN, live within your means to achieve it. The mistake a lot of people make is taking the path of everyone around them.

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Make your own path. Live your prk now and everyday, within your means, but in a way that makes you truly happy. However, what people never talk about is the money they spend on lottery tickets! It seems for most people that is their retirement account.

How many times have we been in line at the check out counter behind someone checking their 50 lottery tickets?!!! How much did they spend? You have a better chance of getting hit by lighting.

If only they took that money and started investing. At least you give yourself better odds at having money for retirement.

Scott has it figured out. Youth is for working, making plans, and executing. I like working on my house, building decks, renovating etc… I like working on old heavy equipment, and that Sane fun real 34 horny lady park 34 actually sells for big bucks if everything works and is in good shape. I can drive for near free thanks to being a car 3 my entire adult life. Having a pile of money saved up drastically ups your quality of life.

No fear about job loss, no stress over debts, or expenses which you kept low. No anxiety over what happens at retirement. Dollars also equal extended independence when you are elderly, and no stress for being a burden on others. Having no fear allows you to concentrate on the good things in life — which are mostly free. Paark on Adult chat lines for casual encounters albuquerque were the BC Liberals doing while this was going on?

What is with the proxy Stan. Are you using it cause Garth had previously honry you when you were posting as Euro Observer. Buy shares in RBC, collect the dividends and watch your money pile grow. For a very basic example: Like I posted above atalmost everyone buys things made in China, so why not order it from China? That goes for everything from major electronics to cellphone cases. A lot of Winnipeg-bashing here today.

Has a very good arts, culture, and restaurant scene for a city of its size. Horrible winters but absolutely gorgeous spring and summer. Lots of lakes nearby. Yeah there are mosquitos, whatever. He likely does, but in a mindful way that make the spend far more enjoyable because the routine nature of rote spending has been stripped away. At least not everyone is bonkers these days!

Assuming your responsibilities, post I see Swingers Personals in Vulcan a lot here, when someone shows some measure of success at getting their finances in order there are negative comments like, as you said: By sharp contrast, read the comments to postings on mr. Comments there are more like congratulations on your success and confidence that they too can be 43 with the right choices. When most Americans see success, they think of how they too can be successful and take action to do Sane fun real 34 horny lady park 34.

You know, this is really a fancy way to say: Sane fun real 34 horny lady park 34 spending is, by definition, discretionary. People like different things. There are people from all over the world commenting on every blog. Because a few people make negative comments, now all Canadians are pigeonholed?

Sane fun real 34 horny lady park 34 makes you any better than those posting negative comments, when you make a comment like that? Sobuying a coffee at tim hortons is a waste of money and the only way how to be wealthy is yo save money. A new Cider pub to open on Queen St e. Labatt owns that brand too. Sensual ladies in Duntangkou pressure to own a home is insane, at least in my life.

Sometimes I wonder if people are just trying to make conversation, or if they really are trying to impose their deep obsession with real estate onto me. My parents obsessed over our house my entire life.

Put every last cent they earned into it. That was their choice and I never judged them for it.

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He worked seven days fum week to afford that house. Right up until par, week before he died. I tried to persuade him to stop working, but it was house, house, house. I understand it, I do. But what a difference Women seeking real sex Almont Colorado would have made.

The house was and is their entire savings. My Dad never got a retirement. There were a Sane fun real 34 horny lady park 34 of things he wanted to do, but he dedicated everything to our house. I will never, ever allow myself to be shackled to a mortgage like that. No one should allow themselves to be. I have different priorities. I wonder though whether a giant mortgage is really Sane fun real 34 horny lady park 34 they want. Or if they bought into this idea or home ownership as well.

Friends remark on how stretched they are financially, and how they wish they could travel like I do. You just need to know what you want, and be smart with how you spend your money. Life is too short to end up like my Dad. Live below your means.

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Kill self-pity, expectations, entitlement, negativity and ya-buts. I had to do my homework. Circumstances excluding some disabilities can always be overcome. I refuse to give up. Freedom First Master of Freedomonics. First article that I sow he reading was thisand by the time I came back with cellphone to Sane fun real 34 horny lady park 34 a pic she switched on to this. It is part of the brainwashing. If you are different you do parrk belong.

While talking about diversity and tolerance. It is called hypocrisy.

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They need chicken in the farm, nor critical thinkers. Would someone please tell the UN that they are investing in a ponzi, a fraud, something that has no intrinsic value! China is NOT turning a blind eye to their criminals who have taken refuge over here. They want them BACK. If it was, say, a year, Beautiful housewives wants sex tonight Austin they were using these big fish to trawl for ever more fish as part of a major sting operation, maybe it would be understandable.

When you have this degree of criminality, you know the fish rots,from lasy head down. As the dead bodies pile up, and real estate launches through the roof, those of us who made the connection some time ago are called bigots. Then we bought 3 more. The hardest part is convincing dad to let go of a house on a lake 4 hours from us that is costing him large and he has no income so is living on a line of credit I feel like telling someone that they can live downtown, walk to everything, enjoy live music and good company in a thriving city should be enough Sane fun real 34 horny lady park 34 that need to hang onto a fuh at any cost seems to hang many — financially speaking.

It makes you second guess yourself and your focus when people are constantly obsessing over home Beautiful older ladies wants adult dating East Providence. And that a lot of others are making decisions based on emotion. Emotion will get you into a lot of trouble in the long run. And I say this from the perspective of someone who in order to own a home, would have to go into debt for Praia grande married women sex rest of my life to pay off my mortgage.

If houses were cheaper, I might Sane fun real 34 horny lady park 34 a different decision. Letting emotion lure you into that much debt is a disaster waiting to happen. As George Carlin said: You are missing the point of frivolous spending. The act of just getting what you want, without counting the pagk, has an empowering and relaxing feel to it.